Answer: Along with other loan note purchaser's funds, the funds provide a pool of funds for Business Bridge lending, secured against UK Property's to very conservative limits based on realistic but conservative Property Values.
Answer: As a G7 country, and the fifth richest economy in the World the UK is one of the safest, stable, and most highly regulated countries in the world. Furthermore, the value of the UK £ (Pound) presently offers an extremely attractive proposition to foreign purchasers.
Answer: The Bridging Market is under pinned by U.K. Property Security, one of the safest asset classes in the World.
Answer: Certain Bridge ensures that all of its real property security has a significant level of surplus equity to really safe guard the funds resulting from the purchase of your secured Loan Note.
Answer: Yes, there is currently a substantial oversupply of clients who wish to borrow in this manner; this is what has created this attractive opportunity.
Answer: If a borrower defaults, then there are a number of options available to us. Because of the very conservative amounts we lend and the significant level of surplus equity available when compared to the underlying real property security value, it is unimaginable that we would not be able to recover all of the secured funds and the chances of a complete total loss is almost incalculable. However in this hypothetical and almost impossible scenario, there is sufficient profit being made from all of the other performing secured loans which likewise all have a considerable level of surplus equity. In summary the spread, diversity but very profitable secured loans with considerable levels of surplus equity in the secured lending portfolio make the likely hood of any potential individual losses to be inconsequential.
Answer: No. Your funds will be placed in a pool of funds along with funds from other Loan Note purchasers. Your funds will be securely lent over a number of different business bridge borrowers.
Answer: If you purchase £100,000 worth of Bronze, Silver, Gold, Platinum or Platinum Plus Loan Notes, you will be paid back (including your initial capital) £117,500 over 2 ½ years with the Bronze, £126,880 over 3 years with the Silver, £150,000 over 4 years with the Gold, £160,000 over 4 years with the Platinum, or £170,000 with the Platinum Plus Loan Notes.
Answer: Yes, if you are not entirely sure which category of Loan Note suits your requirements, you are able to split your Loan Note purchase between more than one category.
Answer: The minimum purchase is £15,000 with our Bronze, Silver, Gold and Platinum Loan Notes. For Platinum Plus, the minimum purchase is £50,000.From time to time, there may be a lower minimum
Answer: Fixed. The return from Certain Bridge's secured Loan Notes is fixed throughout the term(s) and these are the payments you will receive. It is because of our cautious approach and secured returns we can offer these secured fixed returns.
Answer: Yes. All funds loaned by Certain Bridge are secured by way of first or second charge mortgage security on UK properties and recorded and registered at Her Majesty's Land Registry.
Answer:Your funds are secured by way of a charge in your name which is registered at UK Companies House shortly after purchase.
Answer: Interest is paid direct into your nominated account twice yearly. Whether you have a busy career or enjoying retirement, you can carry on with life knowing that your secure funds are producing a healthy income and look forward to the receipt of your money every 26 weeks.
Answer: Over the term of all Loan Note funds Certain Bridge will at differing time intervals constantly and securely loan at significant interest rate Bridging funds for short periods; typically six months. These secured funds are then repaid with a significant profit margin. The funds are then loaned out again and this process cycle continues throughout the term of the Loan Notes. The sophisticated financial software we use and the interest rate returns achieved by Certain Bridge in its secured Bridge lending along with the constant and efficient recycling of these secured funds ensures that we always have the free unencumbered funds available to meet the various time anniversaries for our capital repayments and any bonus payments at the maturity of your Loan Note.
Answer: Over the term of all Loan Note funds Certain Bridge will at differing time intervals constantly and securely loan at significant interest rates Bridging funds for short periods; typically six months. These secured funds are then repaid with a profit. They are then loaned out again and this process cycle continues throughout the term of the Loan Notes. The sophisticated financial software we use and the interest rate returns achieved by Certain Bridge in its secured Bridge lending along with the constant and efficient recycling of these secured funds ensures that we always have the free unencumbered funds available to meet the various time anniversaries for our capital repayments and any bonus payments at the maturity of your Loan Note.
Answer: Yes, for our Gold, Platinum and Platinum Plus Loan Notes, after month 27, you can give 9 months' notice at any time to access your funds early. For our Bronze and Silver Loan Notes, there is no early repayment available due to the short term nature of the Loan Note. However the company will always use best endeavours to try and satisfy any early repayment request on compassionate grounds.
Answer: Once you have successfully completed the purchase of the Secured Loan Notes, we will do all the work, you simply provide the funds for us to securely lend out.
Certain Bridge, the Executive team, the professionals, the core business and all secured assets are all in the UK and therefore subject to some of the most rigorous laws, Government oversight, scrutiny and compliance of anywhere in the World.
Certain Bridge does not, and will not, have any bank borrowings. This means that all Secured Loan Note Holders will always be the Priority Secured Debt Holders in the Company.
Most other companies which offer Loan Notes and Bonds have bank borrowings. These bank or similar borrowings hold absolute priority over the Loan Note or Bond Holders interests. In the event of any trading / liquidity issues leading to Administration or Liquidation of these Companies the Loan Note or Bond holders will only receive return of their Loaned funds, after the Bank and the Administrators or Liquidators have been paid in full. As Certain Bridge does not, and will not, have any bank borrowings this scenario is not applicable to Certain Bridge.
Certain Bridge is NOT a start up in the traditional sense, Certain Bridge are not raising capital by issuing equity as this would not provide any security or fixed interest coupons for the purchaser / holder.
All funds obtained from the sale of Certain Bridge Loan Notes will be put to work within the shortest possible time following receipt of funds. Because of the nature of Certain Bridge business and unlike other offerings we do not need to raise any minimum critical amounts. Therefore all funds raised will be securely put to work no matter what amount of your Loan Note purchase, subject only to the low minimum as set out. At all times you will have a secured interest in all of Certain Bridges assets by a Lien recorded and registered at UK Companies house, in your name.
Certain Bridge is a very pure, simple business. We receive money through our Secured Loan Note Sales and lend out secured funds at a Higher Rate with very strong security to business Bridge Borrowers. Certain Bridge are not selling Secured Loan Notes (raising money) to set up a production line (which may take considerable time to achieve and / or fail), OR use funds raised to finalise a prototype model, OR to pay for a licence, OR to apply for planning permission, OR to new build OR redevelop a property OR to pay advance Royalty fees, OR to pay for a Marketing campaign, OR any other types of onerous financial obligations / distractions where it is so easy to lose your money.
Certain Bridge do not try and entice you with stated or inferred potential associations such as a contract is being negotiated with a Government, or there is an expected company sale or stock market floatation in 2-5 years or any other type of fanciful, unrealistic, false statements, or promises.
Certain Bridge are not enticing you with suggestions that your Loan Notes will increase tens or hundreds of times over in the next 2 to 5 years as is the case with many share offerings or offerings of unsecured Loan Notes with seemingly attractive attaching conversion rights. Certain Bridge offer excellent secure returns which; have been well stress tested and which are comfortably achievable as a function of Certain Bridge core business activities.
Certain Bridge business is transparent and is without any undisclosed events. The business is simple secure and efficient and "does what it says on the tin".
Certain Bridge has no large payroll. All involved with Certain Bridge will be rewarded in the future after continuing to grow and accumulate capital.
Certain Bridge's Executive Team have a collective 75 years history of a professional corporate / business working relationship with Solicitors at Glaisyers ( www.glaisyers.com). Certain Bridge's Executive team also have over 100 collective years of working in the property, finance, and business sectors.
Certain Bridge and the Executive Team are prepared, if so required for comfort purposes, to facilitate, either a face to face meeting with Certain Bridge s Solicitors (www.glaisyers.com) in their offices in Manchester for potential Loan Note purchasers whom may wish to enquire of the Executive Team abilities and integrity OR arrange for potential Loan Note purchasers own Solicitors to write directly to Glaisyers to similarly enquire of the Executive Team abilities and integrity.